Disclaimer

The tools, content, and information provided on SAGVYN (sagvyn.com) are for general informational and educational purposes only. While we strive to keep all content accurate and current, no representations or warranties — express or implied — are made regarding completeness, accuracy, reliability, or suitability of any tool result.

Use of any information or tool result from SAGVYN is entirely at your own risk. SAGVYN and its creator accept no liability for any loss or damage arising from reliance on tool outputs.

The finance calculators on SAGVYN — including EMI, SIP, FD, compound interest, retirement, PPF, HRA, income tax, GST, and all other calculators — provide estimates for illustrative and educational purposes only.

Results are based solely on values you enter and simplified mathematical formulas. They do not account for all real-world variables including but not limited to: tax law changes, government scheme amendments, bank-specific rules, or individual circumstances.

Calculator outputs are not financial advice, investment recommendations, or tax guidance. Always consult a SEBI-registered financial advisor, Chartered Accountant, or qualified professional before making financial or investment decisions.

IQ Galaxy brain challenges are designed for entertainment, mental exercise, and cognitive engagement. Scores and results from these challenges do not represent a clinically validated IQ score or any certified measure of intelligence, cognitive ability, or psychological state.

Results must not be used for academic placement, employment screening, medical diagnosis, insurance, or any formal evaluation. For clinical cognitive assessment, please consult a licensed psychologist.

SAGVYN Calm games (Breathing Pacer, Sand Art, Zen Garden, Fluid Paint, Bubble Wrap, Color Sort) are interactive stress-relief experiences designed to support relaxation and mindfulness as a supplement to daily wellness routines.

These games are not medical devices, clinical therapy, or a substitute for professional mental health treatment. If you are experiencing severe anxiety, depression, or a mental health crisis, please seek help from a qualified mental health professional or contact a crisis helpline.

All file processing tools — EXIF metadata remover, image resizer/compressor, PDF converter — process files entirely within your browser using standard web APIs. Results depend on your browser's implementation of these APIs.

While our EXIF remover effectively strips metadata through canvas re-encoding, we cannot guarantee removal of all possible proprietary metadata formats in all file types. For highly sensitive documents, verify with specialised forensic tools.

QR codes generated by SAGVYN are for personal and general use. We are not responsible for content linked to via generated QR codes. Scan QR codes from unknown sources with caution.

SAGVYN may link to third-party websites for reference or convenience. We have no control over external site content and accept no responsibility for them or any loss arising from their use. Review the privacy policies of external sites before submitting any personal information.

In no event shall SAGVYN or its creator be liable for any direct, indirect, incidental, special, consequential, or punitive damages — including loss of data, profits, or business — arising from your use of, or inability to use, this website or any tool results, even if advised of the possibility of such damages.

All services on SAGVYN are provided free of charge. Maximum aggregate liability is therefore zero.

We reserve the right to update this Disclaimer at any time without prior notice. Changes are effective immediately upon posting. Your continued use of SAGVYN after changes constitutes acceptance of the updated Disclaimer.